Portland residents are finally able to avail themselves of the various ridesharing services such as Uber, Lyft, and Sidecar. This is the result of the Portland city counsel finally approving a provision program that temporarily allows Uber and Lyft to operate in the city limits. This has caused a massive explosion of rideshare service popularity as thousands of new customers satisfy their transportation needs simply by pressing a button on an app. There is no doubt that ridesharing is here to stay, but it is important to be honest and deal directly with the societal repercussions this new “sharing economy” is creating.
One of the biggest potential negative ramifications, which the car accident attorneys at Kroll & Johnson are seeing occur already, is injuries to ridesharing services’ customers as a result of car crashes caused by their employees. When this happens, a convoluted maze is created that the injured victim is forced to navigate. It is unfortunately often months or years before the ridesharing services’ insurer assumes liability and decides to reasonably compensate the folks their driver harmed.
Common Insurance Issues with Ridesharing Services
Uber currently requires its drivers to carry commercial insurance policies, but there is a catch—the insurance only covers losses that occur while the Uber app is activated. When its drivers are going to and from their residences, or are waiting to be “hailed” by a customer via the app, their personal insurance policies must cover any loss that occurs. This can result in a serious circumstance where the rideshare service employee is drastically underinsured. Even worse, the driver’s personal insurance could decide to contest the claim by arguing that the driver was on the job, resulting in a complete denial of liability.
Oregon law only requires individuals to carry $25,000 per individual in liability insurance coverage. This is why it is imperative to consult with an experienced auto accident attorney who can conduct an investigation into the specific facts that surround the car collision and prove that the rideshare employee in fact on the on the job.
Free Consultation Where We Answer and Explain Your Options
If you or a loved one has been injured in a car accident involving a rideshare service, please give the auto accident attorneys at Kroll & Johnson a call and we will walk you through all your options. No question is to small or to complicated, we are happy to offer our knowledge and experience because we know how frustrating it is to have your life turned upside down by any car accident, let alone one with a driver employed by a multinational ridesharing service.
No Recovery Means No Fees and No Money Upfront to Retain
If you decide to retain Kroll & Johnson after your free consultation, our attorneys pledge that if they do not recover compensation for you then they will waive their attorney fee. Remember, we operate on a contingency fee basis so no money is required to retain us. Instead we force insurance companies to reasonably compensate you for your injuries and then we take a percentage of what is recovered.